Car Insurance: Mini Motorbike Offences Raise Premiums

Children who break the law by a mini-bike can be denied car insurance when they go to earn their license.
They are tiny bikes that reach great speeds and make lots of noise. But the police have enough young people to create havoc on mini-motorbikes and now have the power to intervene s toys.What annoying and sometimes dangerous "again, if children are riding these miniature vehicles on the sidewalk or a street that they risk prosecution as adults. Any penalty points handed over by the law will be kept on file and activated as soon as they are old enough to apply for a license.
For those who have penalty points, it becomes increasingly expensive to get car insurance. And as for mini-motorbikes, you can have a situation where children have been prosecuted for dangerous driving on these vehicles and then struggle to find an insurer willing to offer a policy to ensure their car when they are 17 years and have passed their driver's license. The best case is likely to be that their premiums are very high.
A spokesman for Direct Line Insurance says mini-motorbikes are now treated as road vehicles and their drivers must comply with all traffic laws as any other. But while police can now prosecute youths on mini-motorbikes, which are not entirely sure yet what the trouble makers will be prosecuted. "You could be prosecuted for driving without insurance do not pay road tax or driving without a license," he said.
She also noted that insurance premiums will be higher for those with mini-motorbikes offenses depend on what police prosecute offenders. "It depends on what items are for ... For faster action, it will not make a big difference, but for a drunk driving offense will make a huge difference."
She says for example of how prosecutions can drive up premiums, a boy 18 years living in Hove, East Essex take. The young driver a 2001 Ford Fiesta cars. He was charged with dangerous driving and had his license for a short time. For full coverage insurance policy perfectly Direct Line, he would pay an annual premium of 2473.80. Without the belief that the price would be 1908.90.
The interesting thing about this is that if you take a woman the same age, driving the same car, and in the same region, it would only pay 1,218 without conviction and 1576.05 if she had a driving conviction. So it would actually pay less for insurance even with a conviction of a man of his age without one. Why the difference in price between young men and women? The spokesman said that because statistics show that one in three young men have a serious accident within their first year of driving.
Information Officer for the Association of British Insurers says the chances are, if you are caught speeding on a motorcycle you are going to be driving the car more prone than others. It 'a known fact that young people are more at risk of having a car accident, and that is why they cost much more for their car insurance.
"I think they represent 3% of the driving population but account for more than 30% of all driving convictions. It depends on the insurance company, but we (the insurance sector) to ensure the risk estimate and therefore our premiums accordingly. "


Pictures/SnapShot :
Car Insurance: Mini Motorbike Offences Raise Premiums
Car Insurance: Mini Motorbike Offences Raise Premiums
Car Insurance: Mini Motorbike Offences Raise Premiums
Car Insurance: Mini Motorbike Offences Raise Premiums
Car Insurance: Mini Motorbike Offences Raise Premiums
Car Insurance: Mini Motorbike Offences Raise Premiums

0 comments:

Post a Comment